By: Wikipedia

What is Canada Day?

Tags: Canada Day, celebration, holiday

    Canada Day (French: Fête du Canada) is the national day of Canada. A federal statutory holiday, it celebrates the anniversary of the July 1, 1867, enactment of the Constitution Act, 1867 (then called the British North America Act, 1867), which united the three separate colonies of Canada, Nova Scotia and&...Read More

By: Betty Durocher

Municipal Land Transfer Tax

Tags: municipal tax, land transfer, Ontario, home ownership, millennials, affordablility

According to the Ontario Real Estate Association (OREA) York Region Council has asked all provincial parties in the Ontario election to allow municipalities to introduce a Municipal Land Transfer Tax, or MLTT. The MLTT will double the land transfer tax burden on Ontario home buyers. Buying a home is part of the Canadian dream. The overwhelming majority of Ontarians believe the government sho...Read More

By: DASH Home Property Inspection Services

A Working Smoke Detector Saves Lives

Tags: ionization, photoelectric,smoke detectors, carbon monoxide detectors

Smoke Detectors - Are you really Protected? The one to buy will depend on the type of fire. There are two types of fires - one that creates smoke very quickly, such as in the kitchen due to a fire in a pan called a "hot" fire and smoldering fires such as those in a couch burning slowly or in the early stages of a fire. Ionization Alarms Uses a radioisotope, typically Americium...Read More

By: Royal LePage Canada

First Time HomeBuyer's Path to Ownership

Tags: first time buyer,mortgage pre-approval, real estate sales representative,mortgage broker

  First-time homebuyers know it is important to weigh their options before embarking on the Canadian dream of owning a home but many do not know where to start. Here are the milestones potential homebuyers pass to make sure they are making the right purchase.      ...Read More

By: Betty Durocher

5 Minute Strategies That Will Get You In Better Shape!

Tags: simple solutions, exercise, stairs, busy lifestyle, fitness

You don't have to exercise for hours every day to get in shape. Here are some simple things you can do each day that take just a few minutes: Park further away from work or get off the bus or train at an earlier stop. Walk the rest of the way. Do simple exercises, like dumbbell curls,  whenever you get a few minutes. Keep your dumbbells at your office or home-wherever you can get them ...Read More

By: Betty Durocher

Rebates and Discounts: Investigate Before You Renovate

Tags: renovate,rebates,discounts,home improvement

When planning home improvement projects, it is wise to investigate your eligibility for rebates, discounts and other incentives that might help you reduce your overall costs.  Among the most common programs available to homeowners are those promoted by various levels of government in support of conserving energy and the environment.  While installing a modern energy-efficient lighting or...Read More

By: Betty Durocher

New Products For In-Home and Out-of-Home

Tags: smart technology, apps, smart phone, camera

Smart Mattress: Warms your feet, adjusts its firmness to your body weight and pressure points, and lets you tilt your partner's side of the mattress upwards to alleviate snoring. 360 Degree Camera: Can be used as a sentry for all around security or for recording all around family fun. Waterproof E-Reader: Perfect for soaker tub or swimming pool loungers. Bluetooth Bathroom Mirror: Make or r...Read More

By: Betty Durocher

Your Property's Potential

Tags: mortgage, cash flow, upsizing, downsizing, condo

Assuming that at each renewal, a home owner's mortgage would be less than it was in the previous term, homeowners can look forward to eventually improving their monthly cash flow. In addition to a smaller mortgage, some may also enjoy the benefit of additional home equity if the property's market value has increased since it was first purchased. If these factors are working in your favour,...Read More

By: Betty Durocher

New Changes Coming to Mortgage Rules

Tags: uninsured mortgage, down payment, lender, guideline B-20

Last month the Office of the Superintendent of Financial Institutions (OSFI) confirmed the implementation of a new minimum qualifying stress test for uninsured mortgages. Guideline B-20 now requires borrowers who have a down payment of 20% or more to qualify for a mortgage at a higher rate. Borrowers will have to be approved at either the five-year mortgage rate published by the Bank of Canada (cu...Read More

By: Betty Durocher

Be Mindful of Changes In Home Insurance

Tags: home insurance,extreme weather,storms,liability,coverage

There's no doubt an overall increase in the number of extreme weather events has caused the insurance industry to undergo significant changes. While no one can predict the frequency or location of major storms, there is an industry consensus that the intensity of storms is becoming more severe and that insurance companies need to protect themselves against the associated risks. This new realit...Read More